Houssem RACHDI Faculty of Law, Economics and Management of Jendouba, Tunisia   houssem.rachdi@gmail.com Tunis, Tunis 1082 Tunisia   houssem.rachdi@gmail.com     Biographical Sketch: Houssem Rachdi holds a Ph.D. as well as a M.Sc and a B.Sc in Financial and Banking Economics. His research interests include issues of financial development, economic growth, corporate and banking performance, bank risk taking, institutions quality, banking and financial crises, prudential and banking supervision, corporate governance. Dr. Rachdi teaches in the areas of Microeconomics, Corporate Finance, Financial Accounting, Cash Management, Management Performance, Management Quantitative Techniques, Statistics and Probability. He graduated many B.Sc and Master students and his publications appeared in many professional and academic international referred journals. He ‘s a Member in the French Corporate Governance Association in Paris.   Primary Research Focus: financial development, economic growth, corporate performance, banking crises, corporate and banking governance   JEL Areas: A1 : General Economics: General C5 : Econometric Modeling: General