First Author:   Daniel Levy Bar-Ilan University, Emory University, ICEA, ISET at TSU, and RCEA Daniel.Levy@biu.ac.il         Second Author: Avichai Snir Bar-Ilan University avichai.snir@gmail.com         Third Author: Dudi Levy Bar-Ilan University dudilevi1985@gmail.com         Fourth Author: Haipeng Allan Chen University of Iowa haipeng-chen@uiowa.edu