First Author:   Yoke-Kee Eng Universiti Tunku Abdul Rahman engyk@mail.utar.edu.my   Department of Economics, UTAR, Lot PT21144, Jalan Sungai Long,, Bandar Sungai Long, Cheras Kajang, 43000, Malaysia   +60390194722(Phone) +60390194722(Fax) Second Author: Chin-Yoong Wong Universiti Tunku Abdul Rahman wongcy@mail.utar.edu.my   Department of Economics, UTAR, Lot PT21144, Jalan Sungai Long,, Bandar Sungai Long, Cheras Kajang, 43000, Malaysia   +60390194722(Phone) +60390197062(Fax)