First Author:   David Sharp University of Southern Mississippi david.sharp@usm.edu   College of Business, 730 E. Beach Boulevard Long Beach, 39560, USA   (228) 867-2621(Phone) (228) 867-2621(Fax) Second Author: Kenneth Zantow University of Southern Mississippi ken.zantow@usm.edu   College of Business, 730 E. Beach Boulevard Long Beach, 39560, USA   (228) 865-4505(Phone) (228) 865-4588(Fax)