First Author:   Terence tai-leung Chong The Chinese University of Hong Kong chong2064@cuhk.edu.hk         Second Author: Man Zhang University of International Business and Economics zhangmanhappy@sina.cn         Third Author: Xiaowei Huang University of International Business and Economics xwhuang@uibe.edu.cn         Fourth Author: Liping Lu Renmin University of China luliping@ruc.edu.cn