First Author:   Stefano Carattini Yale University & London School of Economics s.carattini@lse.ac.uk   Grantham Research Institute, LSE, Houghton Street London, WC2A 2AE, United Kingdom       https://sites.google.com/site/stefanocarattini Second Author: Alessandro Tavoni London School of Economics a.tavoni@lse.ac.uk   LSE, LSE, Houghton Street London, WC2A 2AE, United Kingdom       http://www.lse.ac.uk/GranthamInstitute/profile/alessandro-tavoni/