First Author:   Khrystyna Kushnir Development Economics, Global Indicators Group (DECIG), World Bank kkushnir@worldbank.org   1818 H street NW Washington DC, 20433, USA   +1 202 473-0482(Phone) +1 202 473-0482(Fax) www.worldbank.org, http://wbl.worldbank.org/, http://www.doingbusiness.org/ Second Author: Mohammad Amin Development Economics, Global Indicators Group (DECIG), World Bank mamin@worldbank.org   Washington DC, 20433, USA   +1 202 473-1915(Phone)   www.worldbank.org, http://www.enterprisesurveys.org/