Yamin Ahmad University of Wisconsin - Whitewater   4404 Hyland Hall Dept. of Economics 800 W Main Street Whitewater, WI 53190 United States   ahmady@uww.edu   https://sites.google.com/site/yaminahmad/           JEL Areas: E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General F3 : International Finance: General