Joseph owusu Amoah School of Business and Law, Department of Banking and Finance University for Development Studies   Post Office Box UPW 36 Wa, Upper West region 00233 Ghana   josephamoah453@gmail.com             JEL Areas: H5 : National Government Expenditures and Related Policies National Government Expenditures and Related Policies: General E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data)