Jan-christoph Rülke EBS Universitaet fuer Wirtschaft und Recht   Rheingaustr. 1 Oestrich-Winkel, 65375 Germany   jan-christoph.ruelke@ebs.edu   https://www.ebs.edu/en/person/jan-christoph-ruelke           JEL Areas: E4 : Money and Interest Rates: General E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General