FRANK OFORI MR. UNIVERSITY OF GHANA, LEGON   P.O. BOX TN 1939, ACCRA, GHANA ACCRA, GREATER ACCRA +233 GHANA   ofori21k2003@yahoo.com   http://www.frankofori.webs.com       Primary Research Focus: MONETARY ECONOMICS, INTERNATIONAL TRADE/FINANCE, WELFARE ECONOMICS, DEVELOPMENT ECONOMICS, ECONOMIC THEORY   JEL Areas: E : Macroeconomics and Monetary Economics F : International Economics