Kishore G. Kulkarni Metropolitan State College of Denver   CB 77, P. O. Box 173362 Dept of Economics, MSCD Denver, CO 80227 USA   kulkarnk@mscd.edu   http://kulkarnibooks.com   Biographical Sketch: Prof. Kulkarni secured the first rank in B.A. (Economics) Examination (1974) and Second Rank in M.A. (Economics) Examination (1976). Prof. Kulkarni's prolific research record has produced over 95 journal articles and 7 books. His simple and understandable writing methods have earned him “Outstanding Researcher/Scholar Award” of Golden Key International Honor Society in 1997 and “Outstanding Contributions to Professional Development Area Award” of the School of Business of Metropolitan State College of Denver from 1996 to 2004. For all the contributions, he was awarded “Distinguished Service to the College Award by Faculty Senate of the MSCD. Prof. Kulkarni is the founding Editor (with Bansi Sawhney) of Indian Journal of Economics and Business (www.ijeb.com) that is managed by Serials Publications and is a double refereed, international journal in economics and business.   Primary Research Focus: Please refer to www.kulkarnibooks.com for the books published.   JEL Areas: E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General F0 : International Economics: General