Chin-hong Puah Faculty of Economics and Business, Universiti Malaysia Sarawak   Faculty of Economics and Business, Faculty of Economics and Business, Universiti Malaysia Sarawak. Kota Samarahan, Sarawak 94300 Malaysia   chpuah@feb.unimas.my             JEL Areas: E6 : Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General E4 : Money and Interest Rates: General