First Author:   Grace O. Onodipe Georgia Gwinnett College gonodipe@ggc.edu   1000 University Center Lane, The School of Business Lawrenceville, 30043, United States   6786990691(Phone) 6786990691(Fax) Second Author: Amanda L. Wilsker Georgia Gwinnett College awilsker@ggc.edu   The School of Business, The School of Business Lawrenceville, 30043, United States       Third Author: Mark A. Partridge Georgia Gwinnett College mpartridge1@ggc.edu   1000 University Center Lane, The School of Business Lawrenceville, 30043, United States