First Author:   Yanhong Jin Rutgers University yjin@aesop.rutgers.edu   55 Dudley Road New Brunswick, 08901, USA   8489329139(Phone) 8489329139(Fax) yjin.rutgers.edu Second Author: Maoyong Fan Ball State University mfan@bsu.edu   Miller College Of Business, Whitinger Business Building, Room 201, 200 W. University Ave. Muncie, 47306, USA   7652855741(Phone)   http://mfan.iweb.bsu.edu/