First Author:   John S. Heywood University of Wisconsin - Milwaukee heywood@uwm.edu   Department of Economics, University of Wisconsin - Milwaukee, P.O. Box 413 Milwaukee, 53201, USA   (414) 229-4310(Phone) (414) 229-4310(Fax) Second Author: Matthew McGinty University of Wisconsin-Milwaukee mmcginty@uwm.edu   Department of Economics, University of Wisconsin-Milwaukee, P.O. Box 413 Milwaukee, 53201, USA   (414) 229-4811(Phone)