First Author:   Tuck Cheong Tang Monash University Malaysia tang.tuck.cheong@buseco.monash.edu.my   School of Business, Monash University Malaysia, 2 Jalan Universiti, Bandar Sunway Petaling Jaya, 46150, Malaysia   603 56360600 extn 3363(Phone) 603 56360600 extn 3363(Fax) http://www.geocities.com/tangtuckcheong/ Second Author: Koi Nyen Wong Monash University Malaysia wong.koi.nyen@buseco.monash.edu.my   School of Business, Monash University Malaysia, 2 Jalan Universiti, Bandar Sunway Petaling Jaya, 46150, Malaysia   603 56360600 extn 3303(Phone)