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First Author:
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| Daniel Mizak |
| Frostburg State University |
| dmizak@frostburg.edu |
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| Department of Economics, Frostburg State University, 101 Braddock Road |
| Frostburg, 21532, USA |
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| 301-687-4096(Phone) |
| 301-687-4096(Fax) |
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Second Author:
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| Anthony Stair |
| Frostburg State University |
| astair@frostburg.edu |
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