Stéphane Pallage Université du Québec à Montréal   Dpt of Economics, Université du Québec à Montreal PO Box 8888, Downtown Station Montreal, Quebec H3C 3P8 Canada   pallage.stephane@uqam.ca   http://www.er.uqam.ca/nobel/r32330/cv2.html   Biographical Sketch: PhD in Economics, Carnegie Mellon University (1995), Associate Professor of Economics, Université du Québec à Montréal and Center for Research on Economic Fluctuations and Employment (CREFE)   Primary Research Focus: Development, foreign aid, volatility and insurance, child labor, human capital, technology adoption   JEL Areas: F3 : International Finance: General F : International Economics