Ben Etim Udoh Department of Management, University of Nigeria Enugu Campus, Nigeria   Independent layout, IKOT EKPENE Enugu, Enugu State 042 Nigeria   samuel.udo.pg77393@unn.edu.ng             JEL Areas: E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data) G1 : General Financial Markets: General (includes Measurement and Data)