Pawan Gopalakrishnan Reserve Bank of India   Indian Statistical Institute Indian Statistical Institute 7 SJS Sansanwal Marg New Delhi, NCT 110016 India   pawangopalakrishnan@rbi.org.in             JEL Areas: E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data) E6 : Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General