Ulrike Neyer Heinrich-Heine-University Duesseldorf   Universitaetsstrasse 1 Duesseldorf, 40225 Germany   ulrike.neyer@uni-duesseldorf.de   http://www.vwlmoneco.hhu.de/en/our-team/director/prof-dr-ulrike-neyer.html           JEL Areas: E : Macroeconomics and Monetary Economics G : Financial Economics