First Author:   Kamal Saggi Vanderbilt University k.saggi@vanderbilt.edu   PMB 351828, PMB 351828, 2301 Vanderbilt Place Nashville, 37235, USA       https://my.vanderbilt.edu/kamalsaggi/ Second Author: Difei Geng University of Arkansas-Fayetteville DGeng@walton.uark.edu   Sam M. Walton College of Business, University of Arkansas Fayetteville, 72701       http://economics.uark.edu/directory.php?id=dg017