Rudy Santore University of Tennessee   Department of Economics 513 Stokely Mgmt Ctr Knoxville, TN 37996 United States   rsantore@utk.edu   http://econ.bus.utk.edu/santore/santore.html           JEL Areas: K0 : Law and Economics: General (including Data Sources and Description) G3 : Corporate Finance and Governance: General