Obukohwo Oba Efayena University of Nigeria   9 Femi Elsie Pearse Street, Off Adeola Odeku Road Victoria Island, Lagos +234 Nigeria   economix4life@gmail.com             JEL Areas: E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data) G1 : General Financial Markets: General (includes Measurement and Data)