Christopher John Cruz Grand Valley State University   3913 Burlingame Ave SW Wyoming, MI 49509 United States   cruzch@gvsu.edu   www.christopherjohncruz.com   Biographical Sketch: I am an assistant professor of Economics at the Seidman College of Business of Grand Valley State University. Prior to graduate school, I worked as a market research professional at Nielsen and then as an economist at the Philippine Central Bank. This helped shaped my two-pronged research and teaching agenda, which cover applied microeconomics (labor, public, health) and monetary economics.   Primary Research Focus: Monetary, Labor, Public, and Health Economics   JEL Areas: E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General H : Public Economics