Simon Naitram Pencarrek Limited   2nd Floor ITC Building Warrens, St. Michael Bridgetown, Barbados   simon.naitram@pencarrek.com             JEL Areas: E6 : Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General E3 : Prices, Business Fluctuations, and Cycles: General (includes Measurement and Data)