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| Chia-guan Keh |
| Universiti Pendidikan Sultan Idris/ Universiti Tunku Abdul Rahman |
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| Faculty of Business and Finance |
| Universiti Tunku Abdul Rahman |
| Jalan Universiti, Bandar Barat |
| Kampar, Perak 31900 |
| Malaysia |
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| kehcg@utar.edu.my |
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JEL Areas:
G2 : Financial Institutions and Services: General
O4 : Economic Growth and Aggregate Productivity: General |
