Rudra P Pradhan Indian Institute of Technology Kharagpur   Indian Institute of Technology Kharagpur Kharagpur, WB 721302 India   rudrap@vgsom.iitkgp.ac.in   www.iitkgp.ac.in           JEL Areas: G1 : General Financial Markets: General (includes Measurement and Data) E0 : Macroeconomics and Monetary Economics: General