Guy Yamashiro California State University, Long Beach   California State University, Long Beach California State University, Long Beach 1250 Bellflower Boulevard Long Beach, CA 90840 USA   gyamashi@csulb.edu             JEL Areas: E3 : Prices, Business Fluctuations, and Cycles: General (includes Measurement and Data) E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General