Fernando Tonone ITESM Campus Monterrey   Lerdo de Tejada # 1234 pte. Zona Centro. C.P. 25000 Saltillo, Coah. Mexico Saltillo, Coahuila 25000 Mexico   fatonone@prodigy.net.mx   http://egade.sistema.itesm.mx/monterrey2003   Biographical Sketch: *B.A. Mayor in Economics. June 2003. Monterrey Institute of Technology Monterrey, N.L., Mexico. *Entrepreneurship studies. Summer 2001 Tulane University - A.B. Freeman School of Business. New Orleans, LA. *Assistant of the Local Committee Chairperson. 7th. International Conference on Technology Policy and Innovation: Monterrey 2003.   Primary Research Focus: Monetary Policy, Finance.   JEL Areas: