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| Sandra Montchaud |
| CHERPA - Sciences Po Aix |
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| CHERPA - Sciences Po Aix |
| 25 rue Gaston de Saporta |
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| Aix-en-Provence, 13625 |
| FRANCE |
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| sandra.montchaud@sciencespo-aix.fr |
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JEL Areas: G2 : Financial Institutions and Services: General O3 : Technological Change; Research and Development: General |