Hafizah Hammad ahmad khan Faculty of Business & Management, Universiti Teknologi MARA, Kedah, Malaysia   08400 Merbok, Kedah, Malaysia 08400 Merbok, Kedah, Malaysia Merbok, Kedah 08400 Malaysia   hafizahhammad@uitm.edu.my             JEL Areas: E3 : Prices, Business Fluctuations, and Cycles: General (includes Measurement and Data) G1 : General Financial Markets: General (includes Measurement and Data)