Richard Ryan California State University, Bakersfield   California State University, Bakersfield 9001 Stockdale Hwy Mail Stop: 20 BDC Bakersfield, CA 93311 USA   richryan@csub.edu   https://richryan.github.io/           JEL Areas: J6 : Mobility, Unemployment, and Vacancies: General E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data)