Kiran Devi Department of Economics ,B.P.S.women University Khanpur Kalan.   Department of Economics, B.P.S.M.University Khanpur Kalan. Sonepat, Haryana 131305 India   kiran.lamba6@gmail.com   www.bpsmv.ac.in           JEL Areas: A1 : General Economics: General A1 : General Economics: General