First Author:   David Aadland University of Wyoming Aadland@uwyo.edu   Department of Economics and Finance, University of Wyoming, 1000 E. University Avenue Laramie, 82071, USA       Second Author: David Finnoff University of Wyoming Aadland@uwyo.edu   University of Wyoming, University of Wyoming, 1000 E. University Avenue Laramie, 82071, USA       Third Author: Kevin X. D. Huang Vanderbilt University kevin.huang@vanderbilt.edu   Department of Economics, Vanderbilt University, 2301 Vanderbilt Place Nashville, 37235, USA   615-936-7271(Phone) 615-343-8495(Fax)