First Author:   Shankar Ghimire Maryville College shankar.ghimire@maryvillecollege.edu   502 E Lamar Alexander Pkway, Division of Social Sciences, Maryville College Maryville, 37804, United States   8659818262(Phone) 8659818262(Fax) Second Author: Debasri Mukherjee Western Michigan University debasri.mukherjee@wmich.edu   Western Michigan University, Western Michigan University Kalamazoo, 49008, USA   (269)5998397(Phone) (269)3875637(Fax) http://www.wmich.edu/economics/people/mukherjee.html Third Author: Eskander Alvi Western Michigan University eskander.alvi@wmich.edu   1903 W Michigan Avenue, Department of Economics, Western Michigan University Kalamazoo, 49008, United States   2693875547(Phone)